What to Know When Buying a House in Post Falls, ID
Buying a home can be one of the most rewarding yet stressful things you ever do — particularly when you're new to the process and are a first-time home buyer in Post Falls, ID. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll learn what to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Contact Mr. Cooper today to learn more. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably buy in Post Falls. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Post Falls. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can spend on your new home. Finally, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in Post Falls easier.
Mr. Cooper Can Help You Sell Your House in Post Falls, ID
Similar to buying a house, selling a house in Post Falls, ID can feel both rewarding and stressful — but for different reasons. Sellers face unique challenges. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. The home inventory in Post Falls can be limited, with changes in property happening by the day. You want to wait for the right home but might not feel like you can. Mr. Cooper understands how troubling this can be and can present some options to take some of the stress out of selling your home. Other hurdles are less tangible, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Not to mention, you still have to pack up every room!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. As a valued home seller, you get all-encompassing marketing and sales service at an unexpected value. Learn more about the Agent Assurance program in Post Falls to see how it could help you maximize your money as both a home seller and buyer in Post Falls!
What to Know If You’re in Escrow with Mr. Cooper
Escrow period is a phrase you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. The escrow period is when a third party holds something of value, usually money, in a special account until an exchange between a seller and buyer is complete. An escrow account can be used for all types of transactions, but we focus on how it applies to real estate. If you're the home buyer, you typically put a percentage of the property price in the escrow account. If you're the home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account helps alleviate the stress of having to save for and keep track of those expenses. Connect with one of our dedicated customer service agents to learn about your former Nationstar escrow account or current Mr. Cooper escrow account. We are here to walk with you, whether you're buying or settling in. We can show you a better way.
Mr. Cooper's Services Go Beyond Just Home Financing in Post Falls
Around Post Falls, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the service, information, and guidance you need to make the right financial decisions to accomplish your goals. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Boosting credit can be as straightforward as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Credit mistakes often happen when people don't take action or aren't paying attention. You can be different. All it takes is a little knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your trusted resource, you can be ready to sell or buy your home even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.