Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find a Home Loan in Lewiston, ID

Ready to move? Let's do it. Compare home loans in Lewiston, ID with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in Lewiston, ID That's Best for You

Houses aren't one size fits all. Neither are home loans in Lewiston. Finding the right fit for you may require some comparison shopping! That's where Mr. Cooper comes in. Our goal is to keep the dream of homeownership alive starting with the mortgage loan process. We encourage you to continue reading for introductory details about picking your Lewiston home loan, but also reach out to Mr. Cooper mortgage expert with questions about your situation.

As you start looking for loans, check your credit and work to get it in tip-top shape. A low credit score might mean you'll have a higher interest rate on your mortgage loan. On the other hand, a strong credit score can help you secure a better rate with your potential lender. Your credit strength, financial situation, and the timeframe you're looking to move can all influence the loan type that aligns with your goals. So, what options are out there for you?

Different Types of Home Loans in Lewiston, ID

Lewiston home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loans might be a good choice for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

VA loans and FHA loans are both classified as government loans. Credit and income requirements are often different criteria than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A professional loan officer can help you understand your options and next steps, depending on your stage in the journey.

Start with a Preapproval Letter in Lewiston, ID

Secure a Verified Approval Letter from the lender before you start going to Open Houses in Lewiston to indicate that you're a serious buyer. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. The letter can also carry more weight with the real estate agent and seller because they know you can buy the home. Give us a call today to chat about everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in Lewiston. Call now to get the super-smart help you want!

Lewiston, ID Mr. Cooper Reviews

Read real stories from real Mr. Cooper home mortgage customers in Lewiston, ID. Then contact us to see what we can do for you.

We're changing the face of home loans.

Let Mr. Cooper help you get pre-approved for a mortgage and get the keys to your dream home.