What to Know Before Buying a Home in Winston, GA

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Understanding the Winston, GA Housing Landscape

Thinking about buying a home in Winston? Great idea! You picked a colorful city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers from coast to coast and have the inside scoop on Winston's housing scene.

Winston is growing by the day, which means Winston homes don't always come cheap. Sustained support for local businesses and cultural growth have helped to attract entrepreneurs, retirees, and new graduates to the Winston area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Winston and its neighboring areas still offer a wide range of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (fingers-crossed) your perfect home! When looking to buy a house in Winston, double check that you're factoring in the home's distance from your daily activities. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Exploring Winston will also help you get a feel for how homes in east Winston differ from west Winston, where to find Winston's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Winston, but is your bank account? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Winston. We help new and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Winston.

Before anything else, calculate how much house you can afford. This will help you narrow your search when house hunting in Winston. Then, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. Searching the web for Winston averages will usually give you a solid estimate, though everyone's situation is different. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Then, look at how much money you can put toward a down payment. A down payment of at least 20% can help increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, check your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Move Up and Out: Buying Your Dream House in Winston, GA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Winston, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Winston. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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