All About Buying a House in Stonecrest, GA

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Exploring Stonecrest, GA From North to South

Thinking about buying a home in Stonecrest? Awesome! You've chosen a colorful city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers from coast to coast and know the Stonecrest housing market well.

Given all of Georgia's growth, Stonecrest homes aren't always easy to find at a comfortable price. Sustained support for local businesses and cultural growth have helped to attract entrepreneurs, retirees, and new graduates to the Stonecrest area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Stonecrest and the surrounding areas still offer a wide range of homes in price and amenities. You can find single-family homes, condos, townhomes, and (fingers-crossed) your perfect home! When looking to buy a house in Stonecrest, consider the home's location in relation to your everyday activities. If you can, test drive your trip from the house to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Exploring Stonecrest will also help you get a feel for how homes in east Stonecrest differ from west Stonecrest, what the communities are like, and where to find Stonecrest's coolest attractions.

Are you financially prepared to buy a house in Stonecrest? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Georgia or somewhere else entirely. We help first-time homeowners and experienced homeowners alike. Read through the following steps to help you see if you're in a good financial position to buy a house in Stonecrest.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Stonecrest. After that, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. Searching the web for Stonecrest averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, consider how much you can contribute to a down payment. A down payment of at least 20% can help improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, the required down payment will depend on the type of loan you get. This is where getting prequalified for a mortgage comes in handy. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, check your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and who doesn't want more choices in life?

Move Up and Out: Buying Your Dream House in Stonecrest, GA

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Stonecrest, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Stonecrest. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Mr. Cooper Reviews from Real Customers in Stonecrest, GA

Read real stories from real Mr. Cooper home buyers and sellers in Stonecrest, GA. Then contact us to see what we can do for you.

Simplify the home buying or selling process in Stonecrest with Mr. Cooper.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.