All About Buying a House in Savannah, GA

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Get Familiar with the Lay of the Land in Savannah, GA

Thinking about buying a home in Savannah? Awesome! You've chosen a vibrant city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers across the country and are familiar with the ins-and-outs of the Savannah housing market.

Given all of Georgia's growth, Savannah homes aren't always easy to find at a comfortable price. Ongoing support for local businesses and cultural growth have helped to entice retirees, new businesses, and young families to the Savannah area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Savannah and its nearby areas still offer an array of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream home! When buying a home in Savannah, consider how near or far away the home is from the places you visit most. If you can, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Savannah will also give you an idea of why homes in west Savannah are priced differently than homes in east Savannah, what the neighborhoods are like, and where to find Savannah's hottest attractions.

Are your finances in the right place to buy a home in Savannah? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Georgia or somewhere else entirely. We serve new and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Savannah.

First, estimate how much house you can afford. This will help you narrow your search when house hunting in Savannah. After that, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. Searching the web for Savannah averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, consider how much you can contribute to a down payment. Putting at least 20% down will improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, the minimum down payment requirements depend on the type of loan. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

It's Go Time! Buy a House in Savannah, GA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Savannah. Contact Mr. Cooper as you look to buy a home in Savannah. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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