The Process of Buying a Home in Rome, GA

Busy? Have us call you back. Call Me Back

More Information

Exploring Rome, GA From North to South

Thinking about buying a home in Rome? Congratulations! You selected a vibrant city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers nationwide and are familiar with the ins-and-outs of the Rome housing market.

Rome's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued economic growth and cultural expansion have helped to entice young families, new businesses, and retirees to the Rome area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Rome and its neighboring areas still offer a variety of homes in price and amenities. You can find single-family homes, condos, townhomes, and (ideally) your dream home! When buying a home in Rome, consider the home's location in relation to your everyday activities. If possible, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Exploring Rome will also help you get a feel for how homes in east Rome differ from west Rome, where to find Rome's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Rome? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in Georgia or somewhere else entirely. We support first-time homeowners and experienced homeowners alike. Start with the following steps to help you see if you're in a good financial position to buy a house in Rome.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Rome. Then, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Rome averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Now, consider how much you can contribute to a down payment. A down payment of at least 20% can help boost your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, check your credit. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

It's Go Time! Buy a House in Rome, GA

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Rome. Contact Mr. Cooper as you get ready to buy a house in Rome. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Mr. Cooper Customer Reviews for Rome, GA

Read actual reviews from actual Mr. Cooper customers in Rome, GA. Then call us to see how we can help you.

Make buying or selling a Rome home easier.

Work with Mr. Cooper and get the support you need to make the home buying or selling process smoother.