What to Know Before Buying a Home in North Druid Hills, GA

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Understanding the North Druid Hills, GA Housing Landscape

Thinking about buying a home in North Druid Hills? Smart move! You picked a vibrant city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the North Druid Hills housing market.

Given all of Georgia's growth, North Druid Hills homes aren't always easy to find at a comfortable price. Sustained support for local businesses and cultural growth have helped to beckon entrepreneurs, retirees, and new graduates to the North Druid Hills area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. That said, North Druid Hills and its neighboring areas still offer a variety of homes in price and amenities. You can find duplexes, single-family homes, townhomes, condos, and (hopefully) your dream house! When looking to buy a house in North Druid Hills, consider how near or far away the home is from the places you visit most. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Traveling around North Druid Hills will also give you an idea of why homes in west North Druid Hills are priced differently than homes in east North Druid Hills, what the communities are like, and where to find North Druid Hills's coolest attractions.

Are you financially prepared to buy a house in North Druid Hills? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in Georgia or somewhere else entirely. We help experienced homeowners and first-time homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in North Druid Hills.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in North Druid Hills. After that, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for North Druid Hills averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, figure out what a realistic down payment would be for you. Putting at least 20% down will increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

It's Go Time! Buy a House in North Druid Hills, GA

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like North Druid Hills, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in North Druid Hills. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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