The Process of Buying a Home in Druid Hills, GA

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Get Familiar with the Lay of the Land in Druid Hills, GA

Ready to lay down some roots and buy a house in Druid Hills? Congratulations! You selected a vibrant city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We support 3.8 million customers nationwide and know the Druid Hills housing market well.

Druid Hills's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued support for local businesses and cultural growth have helped to entice retirees, new businesses, and young families to the Druid Hills area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Druid Hills and the surrounding areas still offer an array of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (hopefully) your dream home! When buying a home in Druid Hills, consider the home's location in relation to your everyday activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your home's location will influence almost every aspect of your life. Traveling around Druid Hills will also give you an idea of why homes in west Druid Hills are priced differently than homes in east Druid Hills, what the communities are like, and where to find Druid Hills's coolest attractions.

Are your finances in the right place to buy a home in Druid Hills? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. You could choose to buy a home in Georgia or elsewhere. We serve new and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Druid Hills.

First, calculate how much house you can afford. This will help determine the price range for your Druid Hills house hunt. After that, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. Searching the web for Druid Hills averages will usually give you a solid estimate, though everyone's situation is different. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, figure out what a realistic down payment would be for you. A down payment of at least 20% can help increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Druid Hills, GA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Druid Hills, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Druid Hills. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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