Meet Mr. Cooper in Druid Hills, GA
We're a home loan company in Georgia that values people over paperwork. But you might not have always known us by the name, "Mr. Cooper." We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in Georgia. It was more than a simple name change. We adjusted our business for the better. How? First off, we got rid of all online transaction fees. We even revamped the customer experience and increased our services so you get quality support whether you are shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.
Mr. Cooper Mortgages in Druid Hills, GA
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Druid Hills can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Druid Hills — including learning more about finances in general and learning about your credit score.
We know that getting a mortgage can be complicated, especially if you're a first-time home buyer in Druid Hills, GA. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. In the meantime, here’s what you need to know.
Conventional loans are a popular choice for Druid Hills home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Instead, conventional loans are backed by private lenders like Mr. Cooper. A couple of key benefits of a conventional loan may include various term lengths and favorable interest rates.
Depending on your situation, you may want to consider another type of home loan that's available to many Druid Hills home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Druid Hills.
Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Druid Hills and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Druid Hills. Get Started
Refinance Your Home Loan in Druid Hills with Mr. Cooper
Mr. Cooper offers mortgage refinancing in Druid Hills in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Druid Hills house!).
There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Druid Hills can help you learn more about refinancing and choose the right refinance option for your situation.
Buy a House in Druid Hills with Mr. Cooper's Help
Getting ready to buy a home in Druid Hills, GA? Then you may want to start by seeking professional guidance for how to buy a house in Druid Hills and get prequalified for a mortgage in Druid Hills. Georgia's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Then, we can walk you through getting prequalified to buy a home in Druid Hills. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.
Need Help? Contact Mr. Cooper Customer Service in Druid Hills, GA
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to transfer ownership, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Druid Hills home buying journey. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.