What to Know When Buying a House in Covington, GA
Buying a home can be as exhilarating as it is stressful — particularly when you're new to the process and are a first-time home buyer in Covington, GA. Mr. Cooper is here to help you learn everything you need to know. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll figure out what questions to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Call Mr. Cooper to start your home buying journey. With the Mr. Cooper® Agent Assurance program, we'll help you find an agent you trust and who will give you step-by-step guidance through the entire process.
We'll start by helping you estimate how much house you can afford to buy in Covington. That's a good first step toward home ownership. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. When it comes to buying a home in Covington, mortgage prequalification is one of the best things you can do. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Lastly, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in Covington easier.
Sell Your House in Covington, GA with Mr. Cooper's Help
Similar to buying a house, selling a house in Covington, GA can feel both rewarding and stressful — but for different reasons. Sellers face unique challenges. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
Finding a new home while trying to sell your old one is just one example. You have a limited supply of Covington homes to choose from, and changes in property can happen all the time. It might feel like you can't afford to wait for the right house to pop up. Mr. Cooper understands how troubling this can be and can present some options to take some of the stress out of selling your home. Other obstacles are harder to grasp, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Don't forget — you still have to pack for your move!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Ask about our Agent Assurance program in Covington to learn how our money-maximizing real estate program could support you as both a home buyer and seller in Covington!
What If You Are in Escrow with Mr. Cooper?
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. Escrow period is when a third party holds on to something of value, typically money, in a certain account until a deal between a buyer and seller is finalized. Escrow accounts are used for many types of transactions, but we narrow in on how it is used in real estate. If you're the home buyer, you generally place a percentage of the property price in escrow. As a home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account helps alleviate the stress of having to save for and keep track of those expenses. Contact a customer service agent today to chat about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're buying or settling in. We can show you a better way.
Mr. Cooper is More Than a Home Lender in Covington
In the Covington area, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the support, service, and information you want to make confident moves toward your best financial future. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Building credit can be as straightforward as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Plenty of credit mistakes are the result of people failing to act or not paying attention. We believe that with a little knowledge, you can be different. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. With Mr. Cooper as your trusted resource, you can be ready to sell or buy your home even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.