Buying a House in Cornelia, GA Is Easier with Mr. Cooper
Buying a home can be as exhilarating as it is stressful — and even more so when you're a first-time home buyer in Cornelia, GA. Mr. Cooper is here to help you learn everything you need to know. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll learn what to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Contact Mr. Cooper today to learn more.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in Cornelia. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. When it comes to buying a home in Cornelia, mortgage prequalification is one of the best things you can do. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Lastly, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. Make buying a home in Cornelia easier. Put Mr. Cooper in your corner.
What If You Are in Escrow with Mr. Cooper?
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. The escrow period is when a third party holds something of value, usually money, in a special account until a transaction between a seller and buyer is finished. An escrow account can be used for all types of transactions, but we focus on how it is used in real estate. If you're the home buyer, you typically put a percentage of the property price in the escrow account. If you're the one selling, you agree to take the home off the market while it's "in escrow" so it can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account helps take away the anxiety of saving for and keeping up with those expenses. Contact one of our dedicated customer service agents to learn about your former Nationstar escrow account or current Mr. Cooper escrow account. We're here to support you, whether you're packing, unpacking, or putting up your feet. We can show you a better way.
Mr. Cooper Offers More Than Home Loans in Cornelia
In Cornelia, Mr. Cooper is a friendly home buying ally to have on your side. We'll give you the information, service, and support you need to make the right financial decisions to accomplish your goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Building credit can be as easy as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. We believe that with a little knowledge, you can be different. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your trusted resource, you can be ready to buy your home even sooner.