All About Buying a House in Columbus, GA

Busy? Have us call you back. Call Me Back

More Information

Understanding the Columbus, GA Housing Landscape

Strongly considering a home purchase in Columbus? Awesome! You've chosen an energetic city with an ideal amount of parks, businesses, and educational opportunities, and we're here to help make your house hunt, purchase, and move more streamlined. We support 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Columbus housing market.

Columbus is growing by the day, which means Columbus homes don't always come cheap. Continued support for local businesses and cultural growth have helped to entice young families, new businesses, and retirees to the Columbus area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Columbus and the surrounding areas still offer a wide range of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your perfect home! When looking to buy a house in Columbus, double check that you're factoring in the home's distance from your daily activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Discovering different parts of Columbus will help you see how the northern part differs from the southern part, where to find Columbus's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Columbus, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Columbus. We serve new and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Columbus.

Before anything else, estimate how much house you can afford. This will help determine the price range for your Columbus house hunt. Next, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Columbus averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, look at how much money you can put toward a down payment. Placing a minimum of 20% down can increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and who doesn't want more choices in life?

It's Go Time! Buy a House in Columbus, GA

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Columbus. Contact Mr. Cooper as you get ready to buy a house in Columbus. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Columbus, GA Mr. Cooper Customer Reviews

Read real stories from real Mr. Cooper home buyers and sellers in Columbus, GA. Then contact us to see what we can do for you.

Make buying or selling a Columbus home easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.