Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find a Home Loan in College Park, GA

Ready to move? Let's do it. Compare home loans in College Park, GA with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in College Park, GA

A home isn't a one size fits all kind of thing. Neither are home loans in College Park. Securing the correct fit for your needs takes some shopping around! That’s where Mr. Cooper can help. Our aim is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the loan process. We encourage you to continue reading for introductory information about finding a home loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

Check your credit before you start applying for loans and work to get it in tip-top shape. A poor credit rating may mean you'll have a higher interest rate on your mortgage loan. On the flip side, a high credit score can help you negotiate your best rate with a potential lender. Your credit history, financial state, and the timing in which you'd like to make your move can all be a factor in the loan type that aligns with your goals. So, what's out there to choose from?

What Types of Loans Are There in College Park, GA?

College Park home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loan may be the perfect option for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

FHA and VA loans are both types of government loans. Credit and salary/wage requirements are usually a little more different criteria than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A loan officer can help you get to know your options and what comes next, depending on your stage in the journey.

Get a Preapproval Letter Before You Shop in College Park, GA

Secure a Verified Approval Letter from the lender before you begin looking for houses in College Park to indicate that you've done your due diligence. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. The letter can also carry more weight to sellers you can afford the home they’re selling. Give us a call today to discuss everything from your potential loan options, credit score, and your Verified Approval letter. Now is a great time for buying a home in College Park. What are you waiting for? Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in College Park, GA

Take it from these happy Mr. Cooper mortgage customers in College Park, GA: We love helping homeowners. Call now to see how we can serve you.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.