The Process of Buying a Home in Atalanta, GA

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Understanding the Atalanta, GA Housing Landscape

Thinking about buying a home in Atalanta? Great idea! You picked a vibrant city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers nationwide and have the inside scoop on Atalanta's housing scene.

Atalanta is growing by the day, which means Atalanta homes don't always come cheap. Continued support for local businesses and cultural growth have helped to entice retirees, new businesses, and young families to the Atalanta area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Atalanta and the surrounding areas still offer an array of home styles and prices. You can find single-family homes, condos, townhomes, and (hopefully) your dream home! When looking to buy a house in Atalanta, double check that you're factoring in the home's distance from your daily activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Atalanta will also give you an idea of why homes in west Atalanta are priced differently than homes in east Atalanta, where to find Atalanta's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Atalanta? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and work to make the journey less worrisome and more rewarding every step of the way. You could choose to buy a home in Georgia or elsewhere. We work with first-time homeowners and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Atalanta.

First, calculate how much house you can afford. This will help determine the price range for your Atalanta house hunt. Then, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. Searching the web for Atalanta averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, look at how much money you can put toward a down payment. A down payment of at least 20% can help increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

Move Up and Out: Buying Your Dream House in Atalanta, GA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Atalanta, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Atalanta. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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