Meet Mr. Cooper in Alpharetta, GA
We're a home loan company in Georgia that values people over paperwork. As our company has changed and advanced over the years, so has our name. In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in Georgia. It was more than a simple name change. We changed the way we did business for the better. For one, we ended all online transaction fees. We even revamped the customer experience and increased our services so you get quality support whether you are buying, shopping, or just living in your home. Then and now, you are our top priority.
Mr. Cooper Mortgages in Alpharetta, GA
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Alpharetta can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Alpharetta — including learn more about mortgage rates, credit scores, and budgeting.
We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Alpharetta, GA. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. In the meantime, here’s what you need to know.
Conventional loans are one of the most common and popular mortgage options for home buyers in Alpharetta. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan may include numerous term lengths and agreeable interest rates.
As a Alpharetta home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Alpharetta today.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Alpharetta and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Alpharetta. Get Started
Refinance Your Home Loan in Alpharetta with Mr. Cooper
Mr. Cooper offers mortgage refinancing in Alpharetta in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the purpose of refinancing is to get a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Alpharetta home!).
Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Alpharetta to learn more about refinancing today.
Buy a House in Alpharetta with Mr. Cooper's Help
Getting ready to buy a home in Alpharetta, GA? Then you may want to start by seeking professional guidance for how to buy a house in Alpharetta and get prequalified for a mortgage in Alpharetta. Despite Georgia's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in Alpharetta. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.
Contact Mr. Cooper Customer Service for Help in Alpharetta, GA
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to notify us that you've been awarded property through a divorce, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
We’ve covered all the bases when it comes to the Alpharetta home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.