The Process of Buying a Home in Port Saint Lucie, FL

Busy? Have us call you back. Call Me Back

More Information

Exploring Port Saint Lucie, FL From North to South

Thinking about buying a home in Port Saint Lucie? Awesome! You've chosen an energetic city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers from coast to coast and have the inside scoop on Port Saint Lucie's housing scene.

Port Saint Lucie's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued support for local businesses and cultural growth have helped to attract retirees, new businesses, and young families to the Port Saint Lucie area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. That said, Port Saint Lucie and the surrounding areas still offer a wide range of home types and prices. You can find townhomes, condos, single-family homes, duplexes, and (ideally) your dream home! When looking to buy a house in Port Saint Lucie, consider how near or far away the home is from the places you visit most. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Exploring Port Saint Lucie will also help you get a feel for how homes in east Port Saint Lucie differ from west Port Saint Lucie, where to find Port Saint Lucie's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Port Saint Lucie? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Port Saint Lucie. We work with experienced homeowners and first-time homeowners alike. Walk through the following steps to help you figure out if your finances are in the right place to buy a house in Port Saint Lucie.

Before anything else, estimate how much house you can afford. This will help you narrow your search when house hunting in Port Saint Lucie. Next, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Port Saint Lucie will usually point you in the right direction. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Next, look at how much money you can put toward a down payment. Placing a minimum of 20% down can increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, check your credit. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

Move Up and Out: Buying Your Dream House in Port Saint Lucie, FL

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Port Saint Lucie. Contact Mr. Cooper as you get ready to buy a house in Port Saint Lucie. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Port Saint Lucie, FL Mr. Cooper Customer Reviews

Read real stories from real Mr. Cooper home buyers and sellers in Port Saint Lucie, FL. Then contact us to see what we can do for you.

Make buying or selling a Port Saint Lucie home easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.