The Process of Buying a Home in Plantation, FL

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Get Familiar with the Lay of the Land in Plantation, FL

Strongly considering a home purchase in Plantation? Great idea! You selected a vibrant city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers from coast to coast and know the Plantation housing market well.

Plantation's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Ongoing economic growth and cultural expansion have helped to beckon young families, new businesses, and retirees to the Plantation area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Plantation and its nearby areas still offer an array of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream home! When buying a home in Plantation, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Traveling around Plantation will also give you an idea of why homes in west Plantation are priced differently than homes in east Plantation, what the communities are like, and where to find Plantation's coolest attractions.

Are your finances in the right place to buy a home in Plantation? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We think the dream of homeownership should never fade and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in Florida or somewhere else entirely. We support new and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Plantation.

First, estimate how much house you can afford. This will help you narrow your search when house hunting in Plantation. After that, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Plantation averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, the required down payment will depend on the type of loan you get. This is where getting prequalified for a mortgage comes in handy. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, check your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

Move Up and Out: Buying Your Dream House in Plantation, FL

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Plantation. Contact Mr. Cooper as you prepare to buy a house in Plantation. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Plantation, FL

Take it from these Mr. Cooper home buyers and sellers in Plantation, FL: We love helping homeowners. Call now to see how we can serve you.

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