The Process of Buying a Home in Lakewood Ranch, FL

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Get Familiar with the Lay of the Land in Lakewood Ranch, FL

Thinking about buying a home in Lakewood Ranch? Great idea! You selected a lively city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers across the country and are familiar with the ins-and-outs of the Lakewood Ranch housing market.

Lakewood Ranch is growing by the day, which means Lakewood Ranch homes don't always come cheap. Sustained support for local businesses and cultural growth have helped to beckon retirees, new businesses, and young families to the Lakewood Ranch area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Lakewood Ranch and its nearby areas still offer a wide range of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your perfect home! When buying a house in Lakewood Ranch, consider how near or far away the home is from the places you visit most. If possible, test drive your trip from the house to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Exploring Lakewood Ranch will also help you get a feel for how homes in east Lakewood Ranch differ from west Lakewood Ranch, what the neighborhoods are like, and where to find Lakewood Ranch's hottest attractions.

You're ready to buy a house in Lakewood Ranch, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We think the dream of homeownership should never fade and work to make the journey less worrisome and more rewarding every step of the way. You could choose to buy a home in Florida or elsewhere. We help new and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Lakewood Ranch.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Lakewood Ranch. After that, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. Searching the web for Lakewood Ranch averages will usually give you a solid estimate, though everyone's situation is different. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, figure out what a realistic down payment would be for you. Putting at least 20% down will improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). However, the required down payment will depend on the type of loan you get. This is where getting prequalified for a mortgage comes in handy. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

It's Go Time! Buy a House in Lakewood Ranch, FL

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving feels more rewarding when you get to live in a place like Lakewood Ranch. Contact Mr. Cooper as you look to buy a home in Lakewood Ranch. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Lakewood Ranch, FL

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