The Process of Buying a Home in Fort Myers, FL

Busy? Have us call you back. Call Me Back

More Information

Understanding the Fort Myers, FL Housing Landscape

Strongly considering a home purchase in Fort Myers? Awesome! You selected a colorful city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Fort Myers housing market.

Fort Myers's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Sustained cultural expansion and economic growth have helped to beckon young families, new businesses, and retirees to the Fort Myers area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Fort Myers and the surrounding areas still offer a wide range of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (fingers-crossed) your dream house! When buying a house in Fort Myers, consider how near or far away the home is from the places you visit most. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Fort Myers will also give you an idea of why homes in west Fort Myers are priced differently than homes in east Fort Myers, where to find Fort Myers's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Fort Myers? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. You could choose to buy a home in Florida or elsewhere. We work with new and experienced homeowners alike. Walk through the following steps to help you figure out if your finances are in the right place to buy a house in Fort Myers.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Fort Myers. After that, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Fort Myers averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Then, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

Make Your Move: Buy a Home in Fort Myers, FL

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Fort Myers, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Fort Myers. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Fort Myers, FL Mr. Cooper Customer Reviews

Take it from these Mr. Cooper home buyers and sellers in Fort Myers, FL: We love helping homeowners. Call now to see how we can serve you.

Simplify the home buying or selling process in Fort Myers with Mr. Cooper.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.