What to Know When Buying a House in Cocoa, FL
Buying a home can be one of the most satisfying yet challenging things you do in life — and even more so when you're a first-time home buyer in Cocoa, FL. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals have years of experience buying homes, and they know how to customize information to fit your situation. You'll figure out what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Give Mr. Cooper a call to get started. We'll get you set up with a trusted agent who will help you every step of the way. We call it the Mr. Cooper Agent Assurance program.
We'll start by helping you estimate how much house you can afford to buy in Cocoa. That's a good first step toward home ownership. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. Mortgage prequalification is one of the most important things you can do when buying a house in Cocoa. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Finally, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Buying a home in Cocoa could be even easier when you have Mr. Cooper in your corner.
Sell Your House in Cocoa, FL with Mr. Cooper's Help
Selling a home in Cocoa, FL can be equally as rewarding as it is stressful, but for different reasons. Sellers face unique challenges. Mr. Cooper understands every bit of those difficulties and can help you have your best home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. There are only so many homes to choose from around Cocoa, and inventory is always changing. You might feel like you can't afford to wait for the perfect home to come on the market. Mr. Cooper understands how troubling this can be and can present some options to take some of the stress out of selling your home. Other obstacles are harder to grasp, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Don't forget — you still have to pack for your move!
At Mr. Cooper, we have professional team members and resources to help you take on tough challenges AND save money on real estate commissions and closing costs. As a valued home seller, you get all-encompassing marketing and sales service at an unexpected value. Ask about Mr. Cooper's Agent Assurance program in Cocoa to see how it could help you save time and money as a homebuyer or seller in Cocoa!
More on Mr. Cooper Escrow Period
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. Escrow period is when a third party holds on to something of value, typically money, in a certain account until a transaction between a seller and buyer is complete. An escrow account can be used for all types of business handlings, but we shine the spotlight on how it applies to real estate. As a home buyer, you usually agree to put a percentage of the property price into escrow. As a home seller, you take the home off the market during the escrow period so the property can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Connect with one of our dedicated customer service agents to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We are here to walk with you, whether you're buying or just settling in. See things differently with Mr. Cooper.
Mr. Cooper Offers More Than Home Loans in Cocoa
In the Cocoa area, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the information, service, and support you need to make the best financial decisions to achieve your future goals. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Building credit can be as straightforward as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Credit mistakes often happen when people don't take action or aren't paying attention. We believe that with a little knowledge, you can be different. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. With Mr. Cooper as your go-to advisor, you can be prepared to buy or sell a house even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.