The Process of Buying a Home in Bloomingdale, FL

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Get Familiar with the Lay of the Land in Bloomingdale, FL

Thinking about buying a home in Bloomingdale? Smart move! You selected a vibrant city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers from coast to coast and know the Bloomingdale housing market well.

Given all of Florida's growth, Bloomingdale homes aren't always easy to find at a comfortable price. Continued economic growth and cultural expansion have helped to entice entrepreneurs, retirees, and new graduates to the Bloomingdale area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Bloomingdale and its nearby areas still offer a wide range of homes in price and amenities. You can find townhomes, condos, single-family homes, duplexes, and (hopefully) your perfect home! When buying a home in Bloomingdale, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Discovering different parts of Bloomingdale will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Bloomingdale's hottest attractions.

You're ready to buy a house in Bloomingdale, but is your bank account? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Bloomingdale. We serve experienced homeowners and first-time homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Bloomingdale.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Bloomingdale. Then, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Bloomingdale averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, figure out what a realistic down payment would be for you. A down payment of at least 20% can help increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Move Up and Out: Buying Your Dream House in Bloomingdale, FL

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Bloomingdale. Contact Mr. Cooper as you prepare to buy a house in Bloomingdale. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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