Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Apply for a Home Loan in West Haven, CT

Ready to buy a house in West Haven but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

Busy? Have us call you back. Call Me Back

More Information

Get Started on Your West Haven Home Loan Journey

Homes aren't one size fits all structures. The same can be said for home loans in Connecticut. Finding the right fit for you takes some shopping around! That's where Mr. Cooper comes in. Our aim is to transform the homeownership journey into an enjoyable one, starting with the loan process. We encourage you to continue reading for general information about finding a home loan, but also contact a Mr. Cooper mortgage expert with questions about your situation.

As you begin searching for home loans, double check your credit and try your best to get it in tip-top shape. A poor credit rating may mean you'll have a higher interest rate on your mortgage loan. On the other hand, a strong credit score can help you secure a better rate with your potential lender. Your credit strength, financial situation, and the timing in which you're looking to move can all impact the type of loan that matches your needs. So, what's out there to choose from?

Different Types of Home Loans in West Haven, CT

You may have options when it comes to West Haven home loans: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loans might be a good choice for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

VA loans and FHA loans are both types of government loans. Credit and salary/wage requirements are often different than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A trained loan officer can help you understand your options and next steps, depending on where you are on your journey.

Get a Preapproval Letter Before You Shop in West Haven, CT

Talk to your lender about a Verified Approval Letter. Get one before you begin looking for houses in West Haven to show that you've done your due diligence. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. The letter can also carry more weight to sellers you can afford the home they’re selling. Call the mortgage team at Mr. Cooper now to talk about all things loan-related! We'll walk through everything from your potential loan options, credit score, and your Verified Approval letter. Now is a great time for buying a home in West Haven. What are you waiting for? Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in West Haven, CT

Take it from these happy Mr. Cooper mortgage customers in West Haven, CT: We love helping homeowners. Call now to see how we can serve you.

Overall Rating

out of 5 stars ( customer reviews)

We're here to support you on the path to home ownership.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.