Who Is Mr. Cooper in New Milford, CT?
We're a Connecticut home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. You may have previously known us as Nationstar Mortgage in Connecticut. The switch signified more than a company name change. We overhauled our business to serve you better. First, we got rid of all online transaction fees. We also enhanced the customer journey and added more services so you get great support whether you're shopping, buying, or just enjoying the home you have. We are here to serve you, both then and now.
Why Choose Mr. Cooper Mortgages in New Milford, CT?
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in New Milford can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in New Milford — including learning more about finances in general and learning about your credit score.
We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in New Milford, CT. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Here's what you need to know in the meantime.
Conventional loans are one of the most common and popular mortgage options for home buyers in New Milford. The federal government does not insure these loans. Some benefits of a conventional loan may include favorable interest terms and various term lengths.
As a New Milford home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in New Milford today.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in New Milford and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in New Milford. Get Started
Mr. Cooper Mortgage Refinancing in New Milford, CT
Besides new home loans, Mr. Cooper also provides mortgage refinancing in New Milford. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the goal of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your New Milford home!).
Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in New Milford can help you learn more about refinancing and choose the right refinance option.
Buy a House in New Milford with Mr. Cooper's Help
Buying a house in New Milford, CT? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in New Milford. The real estate market in Connecticut is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can buy. Then, we can walk you through getting pre-approved to buy a home in New Milford. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.
Need Help? Contact Mr. Cooper Customer Service in New Milford, CT
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you need to notify us that you've been awarded property through a divorce, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
We’ve covered all the bases when it comes to the New Milford home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program pairs you with a local New Milford agent you feel good about. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.