What to Know When Buying a House in New Fairfield, CT
Buying a home can be as exhilarating as it is stressful —
particularly when you're new to the process and are a first-time home buyer in New Fairfield, CT.
There are plenty of things to learn, and Mr. Cooper is here to help cover your bases.
We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing.
Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time.
You'll figure out what questions to ask and when, such as,
"how long has this house been for sale?" and, "how many offers has the seller received so far?"
Give Mr. Cooper a call to get started.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in New Fairfield. We'll then walk you through getting prequalified, which could help you get ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in New Fairfield. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Mr. Cooper can even link you up with experienced, full-service real estate agents close to you.* Last but not least, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Buying a home in New Fairfield could be even easier when you have Mr. Cooper in your corner.
Mr. Cooper Can Help You Sell Your House in New Fairfield, CT
Selling a home in New Fairfield, CT can be equally as rewarding as it is stressful, but for different reasons. Sellers face roadblocks that no one else does. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
Finding a new home while trying to sell your old one is just one example. There are only so many homes to choose from around New Fairfield, and inventory is always changing. It might feel like you can't afford to wait for the right house to pop up. Mr. Cooper understands how troubling this can be and can equip you with resources to make the sale of your home less stressful. Other obstacles are harder to grasp, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Don't forget — you still have to pack for your move!
At Mr. Cooper, our team members can connect you to the expert resources via our affiliate that you need to overcome difficulties AND lower the amount of money you spend on closing costs and real estate commissions.* Ask about the Mr. Cooper Real Estate Rewards program in New Fairfield to learn more!
Mr. Cooper Offers More Than Home Loans in New Fairfield
Around New Fairfield, Mr. Cooper is a friendly home buying and seller ally to have on your side. We'll give you the information, service, and support you need to make the right financial decisions to accomplish your goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Improving credit can be as simple as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. We think you can be different. All you need is knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. With Mr. Cooper as your go-to advisor, you can be prepared to sell or buy a house even sooner.
- Buyer’s Bonus Credit (Xome Purchase Pro) Disclosure: Buyers may be eligible to receive a Buyer’s Bonus Credit/Xome Purchase Pro (“Credit”) equal to 15% of the buyer’s agent’s fee. The amount of the credit is based on commissions and determined by each agent. Credit will be documented in an agreement between agent and customer at the time of engagement. Credit must be disclosed to lender, seller, broker, appraiser, and other parties with an interest. Credit subject to written lender approval. Credit will be reflected in Purchase Agreement, Closing Disclosure, and other documents. Consult a tax professional regarding tax implications of Credit. Consult local broker for any state law requirements. Conditions: (a) Customer must complete purchase transaction using a Mr. Cooper Real Estate Rewards Agent; (b) Credit is subject to sales commission; (c) Credit is not available for properties marketed/listed through any auction process, including, www.xome.com; (d) Credit offer may be modified at any time via the Terms of Use but modifications will not apply to any transactions under contract; (e) Credit will be provided at the time of closing.
- *Buyer’s Bonus Credit is not available in AK, IA, KS, LA, MS, MO, OK, OR & TN.
- ** Listing Commission Disclosure: Mr. Cooper Real Estate Rewards agents have agreed to 1.99% seller’s agent commission and recommend 2% buyer’s agent commission for a total listing commission of 3.99%. Buyer’s agent commission can be changed at seller’s discretion.
- Mr. Cooper Real Estate Rewards is offered by Xome. Inc., an affiliate of Mr. Cooper. Referrals to Xome may provide a financial benefit to Mr. Cooper. You are not required to use a real estate agent on the Xome panel as a condition of receiving a loan from Mr. Cooper, and such use will have no impact on any loan application to Mr. Cooper.
- This is an advertisement and not intended as a solicitation for agent representation if your property is currently listed with an agent. Visit Xome's licensing page https://www.xome.com/auctions/licensing.
- Xome Inc. & Xome CT LLC [Davis E. Owen, Sr.‐Broker] (for CT properties] & Xome PR LLC (for PR properties), 750 Hwy 121 BYP, Suite 100, Lewisville, TX 75067.
- Mr. Cooper Real Estate Rewards is a service mark of Nationstar Mortgage LLC.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.