Meet Mr. Cooper in Murrells Inlet, CT
We're a Connecticut home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in Connecticut. This move went beyond a basic name change. We overhauled our business to serve you better. For one, we eliminated all online transaction fees. We also enhanced the customer journey and increased our services so you get quality support whether you are looking to buy, shop, or simply enjoy your current home. Then and now, you are our top priority.
Mr. Cooper Mortgages in Murrells Inlet, CT
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Murrells Inlet can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Murrells Inlet — including learn more about mortgage rates, credit scores, and budgeting.
We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Murrells Inlet, CT. Call a Mr. Cooper mortgage professional for one-on-one guidance. In the meantime, here’s what you need to know.
Conventional loans are a popular choice for Murrells Inlet home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan could include numerous term lengths and agreeable interest rates.
FHA is another home loan type that may be available to you as a Murrells Inlet home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Murrells Inlet today.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Murrells Inlet as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Murrells Inlet. Get Started
Mr. Cooper Mortgage Refinancing in Murrells Inlet, CT
Mr. Cooper offers mortgage refinancing in Murrells Inlet in addition to new home loans. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the purpose of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Murrells Inlet home just the way you want it!).
Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Murrells Inlet can help you learn more about refinancing and choose the right refinance option.
Buying a Home in Murrells Inlet with Mr. Cooper
Getting ready to buy a home in Murrells Inlet, CT? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Murrells Inlet. Despite Connecticut's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Murrells Inlet. Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day. [content-title-10] Turn to Mr. Cooper Customer Service in Murrells Inlet, CT
Need Help? Contact Mr. Cooper Customer Service in Murrells Inlet, CT
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, or message us through a social media channel like Facebook. You can even send us a letter. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.