What to Know Before Buying a Home in East Haven, CT

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Get Familiar with the Lay of the Land in East Haven, CT

Ready to lay down some roots and buy a house in East Haven? Smart move! You selected a vibrant city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers across the country and are familiar with the ins-and-outs of the East Haven housing market.

East Haven's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued economic growth and cultural expansion have helped to beckon entrepreneurs, retirees, and new graduates to the East Haven area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. That said, East Haven and its neighboring areas still offer an array of homes in price and amenities. You can find single-family homes, condos, townhomes, and (fingers-crossed) your dream house! When looking to buy a house in East Haven, consider how near or far away the home is from the places you visit most. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Exploring East Haven will also help you get a feel for how homes in east East Haven differ from west East Haven, what the neighborhoods are like, and where to find East Haven's hottest attractions.

Are you financially prepared to buy a house in East Haven? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in Connecticut or somewhere else entirely. We serve experienced homeowners and first-time homeowners alike. Read through the following steps to help you determine if you're financially ready to buy a home in East Haven.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in East Haven. After that, jot down your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. Everyone's situation will differ, but a quick online search for average expenses in East Haven will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, look at how much money you can put toward a down payment. A down payment of at least 20% can help increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Move Up and Out: Buying Your Dream House in East Haven, CT

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like East Haven. Contact Mr. Cooper as you get ready to buy a house in East Haven. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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Take it from these Mr. Cooper home buyers and sellers in East Haven, CT: We love helping homeowners. Call now to see how we can serve you.

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