How Can Mr. Cooper Help You Buy a House in East Haven, CT?
Buying a home can be as exhilarating as it is stressful — and even more so when you're a first-time home buyer in East Haven, CT. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing. Our mortgage professionals have years of experience buying homes, and they know how to customize information to fit your situation. You'll learn what to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Give Mr. Cooper a call to get started. With the Mr. Cooper® Agent Assurance program, we'll help you find an agent you trust and who will give you step-by-step guidance through the entire process.
We'll start by helping you estimate how much house you can buy in East Haven. That's a good first step toward home ownership. We'll then walk you through getting prequalified, which could help you get ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in East Haven. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can spend on your new home. Last but not least, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Buying a home in East Haven could be even easier when you have Mr. Cooper in your corner.
Sell Your House in East Haven, CT with Mr. Cooper's Help
Similar to buying a house, selling a house in East Haven, CT can feel both rewarding and stressful — but for different reasons. Sellers have to overcome unique obstacles. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
Finding a new home while trying to sell your old one is just one example. The home inventory in East Haven can be limited, with changes in property happening by the day. It might feel like you can't wait for the right house to pop up. Mr. Cooper knows this obstacle and can present some options to take some of the stress out of selling your home. Other obstacles are harder to grasp, like any unrealized expectations you might have about your home's final sale price, or the emotional connection your kids have with the home. Don't forget — you still have to pack for your move!
At Mr. Cooper, you'll find the expert resources and team members you need to defeat difficulties AND lower the amount of money you spend on closing costs and real estate commissions. As a seller, you'll get comprehensive marketing and sales service at a great value. Learn more about the Agent Assurance program in East Haven to see how it could help you maximize your money as both a home seller and buyer in East Haven!
What to Know If You’re in Escrow with Mr. Cooper
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. During an escrow period, a third party holds money (or something else of value) in an account until a transaction between a seller and buyer is finished. The escrow process can be used for all kinds of business dealings, but we focus on how it is used in real estate. If you're the home buyer, you usually agree to put a percentage of the property price into escrow. If you're the one selling, you agree to remove the home from the market during the escrow period so it can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your escrow account is like a piggy bank that holds money for your mortgage company to pay your property taxes and insurance premiums. The account helps take away the anxiety of saving for and keeping up with those expenses. Connect with one of our dedicated customer service agents to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. We can show you a better way.
Mr. Cooper's Services Go Beyond Just Home Financing in East Haven
In the East Haven area, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the information, service, and support you need to make the right financial decisions to accomplish your goals. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Boosting credit can be as easy as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. You can be different. All it takes is a little knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.