Mr. Cooper Serves Durham, CT

Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Durham, CT?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Durham can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Durham — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Durham, CT. Mr. Cooper can explain how everything applies to your situation. Just give us a call. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Durham home buyers. The federal government does not insure these loans. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan may include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Durham home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Durham today.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Durham as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Durham. Get Started

Mr. Cooper Refinancing in Durham

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Durham. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the purpose of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Durham home!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Durham to learn more about refinancing today.

Buying or Selling a Home in Durham with Mr. Cooper

Getting ready to buy a home in Durham, CT? Then you may want to start by seeking professional guidance for how to buy a house in Durham and get prequalified for a mortgage in Durham. The real estate market in Connecticut is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Durham and introduce you to our affiliate to find a dependable real estate agent.* Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Durham, CT? Mr. Cooper can help you there, too. We know the challenges that come with selling a home in Durham, particularly if it's your first time doing it. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Durham to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about home loans, refinancing, and buying or selling a home in Durham. We're your ally.

What’s Your Goal?

We're here to support you on the path to home ownership.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.