The Process of Buying a Home in Security-Widefield, CO

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Get Familiar with the Lay of the Land in Security-Widefield, CO

Thinking about buying a home in Security-Widefield? Great idea! You selected a colorful city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers from coast to coast and know the Security-Widefield housing market well.

Security-Widefield is growing by the day, which means Security-Widefield homes don't always come cheap. Continued support for local businesses and cultural growth have helped to attract young families, new businesses, and retirees to the Security-Widefield area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Security-Widefield and its nearby areas still offer a variety of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (fingers-crossed) your dream house! When buying a house in Security-Widefield, double check that you're factoring in the home's distance from your daily activities. If you can, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Security-Widefield will also help you get a feel for how homes in east Security-Widefield differ from west Security-Widefield, what the communities are like, and where to find Security-Widefield's coolest attractions.

Are you financially prepared to buy a house in Security-Widefield? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We think the dream of homeownership should never fade and work to make the journey less worrisome and more rewarding every step of the way. You could choose to buy a home in Colorado or elsewhere. We help first-time homeowners and experienced homeowners alike. Read through the following steps to help you see if you're in a good financial position to buy a house in Security-Widefield.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Security-Widefield. After that, jot down your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. Searching the web for Security-Widefield averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Now, look at how much money you can put toward a down payment. A down payment of at least 20% can help boost your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

Move Up and Out: Buying Your Dream House in Security-Widefield, CO

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Security-Widefield. Contact Mr. Cooper as you prepare to buy a house in Security-Widefield. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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