Contact Mr. Cooper in Lakewood, CO

Call us now: (888) 511-7785  Busy? Have us call you back. Call Me Back

More Information

Prequalify for a Mortgage in Lakewood, CO with Mr. Cooper

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Lakewood can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Lakewood can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Lakewood, CO. Call a Mr. Cooper mortgage professional for one-on-one guidance. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Lakewood home buyers. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan could include favorable interest terms and various term lengths.

As a Lakewood home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in Lakewood with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Lakewood as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Lakewood. Get Started

Refinance Your Home Loan in Lakewood with Mr. Cooper

Mr. Cooper offers mortgage refinancing in Lakewood in addition to new home loans. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Lakewood house!).

Similar to how there are different options for new home loans, there are also different options for refinancing. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Lakewood can help you learn more about refinancing and choose the right refinance option for your situation.

Buy or Sell a House in Lakewood with Mr. Cooper's Help

Are you ready to buy a house in Lakewood, CO? Then you'll probably want to look into getting prequalified for a mortgage in Lakewood and seek professional assistance for how to buy a home in Lakewood. Colorado's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Lakewood and connect you with our affiliate to find a reliable real estate agent.* Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day.

Preparing to sell a home in Lakewood, CO? Turn to Mr. Cooper for help. We understand the obstacles that come with selling a house in Lakewood, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Lakewood to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Contact us to learn more about home loans, refinancing, and buying or selling a home in Lakewood. We’ve got your back.

Lakewood, CO Mr. Cooper Customer Reviews

Read real stories from real Mr. Cooper customers in Lakewood, CO. Then contact us to see what we can do for you.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.