The Process of Buying a Home in Fountain, CO

Busy? Have us call you back. Call Me Back

More Information

Exploring Fountain, CO From North to South

Strongly considering a home purchase in Fountain? Smart move! You've chosen a colorful city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers nationwide and are familiar with the ins-and-outs of the Fountain housing market.

Fountain's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Ongoing economic growth and cultural expansion have helped to attract entrepreneurs, retirees, and new graduates to the Fountain area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Fountain and its neighboring areas still offer an array of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (ideally) your dream house! When looking to buy a house in Fountain, consider the home's location in relation to your everyday activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Fountain will also help you get a feel for how homes in east Fountain differ from west Fountain, where to find Fountain's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Fountain, but is your bank account? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Fountain. We support new and experienced homeowners alike. Read through the following steps to help you see if you're in a good financial position to buy a house in Fountain.

First, estimate how much house you can afford. This will help determine the price range for your Fountain house hunt. Then, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. Searching the web for Fountain averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Now, consider how much you can contribute to a down payment. Placing a minimum of 20% down can boost your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

Move Up and Out: Buying Your Dream House in Fountain, CO

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving feels more rewarding when you get to live in a place like Fountain. Contact Mr. Cooper as you get ready to buy a house in Fountain. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Fountain, CO Mr. Cooper Customer Reviews

Read actual reviews from actual Mr. Cooper customers in Fountain, CO. Then call us to see how we can help you.

Simplify the home buying or selling process in Fountain with Mr. Cooper.

Work with Mr. Cooper and get the support you need to make the home buying or selling process smoother.