The Process of Buying a Home in Denver, CO

Busy? Have us call you back. Call Me Back

More Information

Exploring Denver, CO From North to South

Ready to lay down some roots and buy a house in Denver? Great idea! You picked a vibrant city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers across the country and have the inside scoop on Denver's housing scene.

Given all of Colorado's growth, Denver homes aren't always easy to find at a comfortable price. Sustained cultural expansion and economic growth have helped to beckon retirees, new businesses, and young families to the Denver area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Denver and the surrounding areas still offer a variety of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream home! When buying a home in Denver, consider how near or far away the home is from the places you visit most. If you can, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Discovering different parts of Denver will help you see how the northern part differs from the southern part, where to find Denver's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Denver? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. You could choose to buy a home in Colorado or elsewhere. We help experienced homeowners and first-time homeowners alike. Read through the following steps to help you determine if you're financially ready to buy a home in Denver.

Before anything else, estimate how much house you can afford. This will help determine the price range for your Denver house hunt. Then, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). It's okay if these numbers are educated guesses. Searching the web for Denver averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, look at how much money you can put toward a down payment. A down payment of at least 20% can help improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, consider your credit profile. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

It's Go Time! Buy a House in Denver, CO

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Denver, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Denver. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Mr. Cooper Reviews from Real Customers in Denver, CO

Read actual reviews from actual Mr. Cooper customers in Denver, CO. Then call us to see how we can help you.

Simplify the home buying or selling process in Denver with Mr. Cooper.

Put Mr. Cooper in your corner for a better home buying or selling experience.