All About Buying a House in Clifton, CO

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Get Familiar with the Lay of the Land in Clifton, CO

Strongly considering a home purchase in Clifton? Smart move! You selected a lively city with a great balance of businesses, schools, restaurants and parks, and we're here to help the home purchase process go a little smoother. We service 3.8 million customers nationwide and know the Clifton housing market well.

Given all of Colorado's growth, Clifton homes aren't always easy to find at a comfortable price. Sustained economic growth and cultural expansion have helped to entice retirees, new businesses, and young families to the Clifton area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Clifton and its neighboring areas still offer an array of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (ideally) your dream home! When buying a house in Clifton, double check that you're factoring in the home's distance from your daily activities. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Exploring Clifton will also help you get a feel for how homes in east Clifton differ from west Clifton, where to find Clifton's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Clifton? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in Colorado or somewhere else entirely. We help first-time homeowners and experienced homeowners alike. Start with the following steps to help you see if you're in a good financial position to buy a house in Clifton.

First, calculate how much house you can afford. This will help determine the price range for your Clifton house hunt. After that, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. Searching the web for Clifton averages will usually give you a solid estimate, though everyone's situation is different. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, look at how much money you can put toward a down payment. Placing a minimum of 20% down can increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

Make Your Move: Buy a Home in Clifton, CO

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Clifton. Contact Mr. Cooper as you look to buy a home in Clifton. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Clifton, CO Mr. Cooper Customer Reviews

Take it from these Mr. Cooper home buyers and sellers in Clifton, CO: We love helping homeowners. Call now to see how we can serve you.

Simplify the home buying or selling process in Clifton with Mr. Cooper.

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