Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Apply for a Home Loan in Clifton, CO

Ready to move? Let's do it. Compare home loans in Clifton, CO with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Get Started on Your Clifton Home Loan Journey

Houses aren't one size fits all. Clifton home loans aren’t either. Finding the right fit for you requires some loan-to-loan comparisons! That’s where Mr. Cooper can help. Our aim is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the loan process. We encourage you to continue reading for introductory information about finding a home loan, but also reach out to Mr. Cooper mortgage professional for any questions you may have.

Check your credit before you start applying for loans and try your best to improve your score. A poor credit rating may mean you are presented with a higher interest rate on your loan. On the flip side, a high credit score can help you secure a better rate with your potential lender. Your credit score, financial situation, and the timeline you'd like to make your move can all affect the type of loan that matches your needs. So, what's out there to choose from?

Different Types of Home Loans in Clifton, CO

There are several different types of home loans available to Clifton home buyers: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loans might be a good choice for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

FHA and VA loans are both types of government loans. Income and credit requirements are usually a little more different than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. Which home loan is right for you? A loan officer can help you get to know your options and what comes next, depending on your position in the process.

Begin in Clifton, CO with a Preapproval Letter

Get a Verified Approval Letter from your lender before you start going to Open Houses in Clifton to demonstrate that you've done your due diligence. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also show to sellers you can afford the home they’re selling. Give us a call today to chat about everything from your potential loan options, credit score, and your Verified Approval letter. Now is a great time for buying a home in Clifton. What are you waiting for? See how we can help you navigate your next home-buying experience!

Clifton, CO Mr. Cooper Reviews

Read real stories from real Mr. Cooper home mortgage customers in Clifton, CO. Then contact us to see what we can do for you.

Overall Rating

out of 5 stars ( customer reviews)

We're here to support you on the path to home ownership.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.