Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Contact Mr. Cooper in Vacaville, CA

We exist to keep the dream of home ownership alive. Contact Mr. Cooper for your home loan and loan servicing needs in Vacaville.

Busy? Have us call you back. Call Me Back

More Information

Meet Mr. Cooper in Vacaville, CA

Vacaville, CA Mr. Cooper is the kind of California home loan company that prioritizes people, not stacks of paperwork. As our company has changed and advanced over the years, so has our name. In August 2017, we re-branded as Mr. Cooper. Before that, we went by the name Nationstar Mortgage in California. This move went beyond a basic name change. We changed the way we did business for the better. First, we ended all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're looking to buy, shop, or simply enjoy your current home. We are here to serve you, both then and now.

Prequalify for a Mortgage in Vacaville, CA with Mr. Cooper

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in Vacaville can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Vacaville, CA. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Until then, here's what you need to know to get started.

Conventional loans are a popular mortgage option for Vacaville home buyers. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan could include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Vacaville home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in Vacaville with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Vacaville and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Vacaville. Get Started

Refinance Your Home Loan in Vacaville with Mr. Cooper

Mr. Cooper offers mortgage refinancing in Vacaville in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the objective of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Vacaville house!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Vacaville to learn more about refinancing today.

Buying a House in Vacaville with Mr. Cooper

Are you ready to buy a house in Vacaville, CA? Then you'll probably want to look into getting prequalified for a mortgage in Vacaville and seek professional assistance for how to buy a home in Vacaville. The real estate market in California is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can help you get prequalified to buy a home in Vacaville. Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day. ​​[content-title-10] Turn to Mr. Cooper Customer Service in Vacaville, CA

Contact Mr. Cooper Customer Service for Help in Vacaville, CA

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.