Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Apply for a Home Loan in Sylmar, CA

For all your Sylmar home loan needs, call Mr. Cooper. We're your purchase and refinance partner in California.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in Sylmar, CA That's Best for You

A home isn't a one size fits all kind of thing. Neither are home loans in Sylmar. Getting the best fit for you takes some shopping around! Mr. Cooper can help! Our mission is to transform the homeownership journey into an enjoyable one, beginning with the mortgage loan process. We hope you'll keep reading for general information about selecting a mortgage loan, but also reach out to Mr. Cooper mortgage professional for any questions you may have.

As you start looking for loans, check your credit and try your best to get it in tip-top shape. A poor credit rating may mean you'll have a higher interest rate on your mortgage loan. On the other hand, a high credit score can help you advocate for your best rate with a lender. Your credit strength, finances, and and the timeline you'd like to make your move can all be a factor in the loan type that aligns with your goals. So, what loans can you pick from?

What Types of Loans Are There in Sylmar, CA?

Sylmar home buyers have more than one type of home loan to choose from. There are: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loan could be a great route for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

VA loans and FHA loans are both types of government loans. Income and credit requirements are usually a little more different than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A trained loan officer can help you understand your options and next steps, depending on your stage in the journey.

Begin in Sylmar, CA with a Preapproval Letter

Get a Verified Approval Letter from your lender before you start shopping for homes in Sylmar to show that you've done your due diligence. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. It can also speed up with the real estate agent and seller because they’re know you can afford the home. Call the mortgage team at Mr. Cooper today to chat about everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in Sylmar. Get started with the help you need!

Sylmar, CA Mr. Cooper Reviews

Read reviews from actual Mr. Cooper home mortgage customers in Sylmar, CA.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.