Why Choose Mr. Cooper in Simi Valley, CA?

Call us now: (888) 511-7785  Busy? Have us call you back. Call Me Back

More Information

Prequalify for a Mortgage in Simi Valley, CA with Mr. Cooper

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Simi Valley can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Simi Valley — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Simi Valley, CA. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Simi Valley home buyers. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan might include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Simi Valley home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Simi Valley today.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Simi Valley as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Simi Valley. Get Started

Mr. Cooper Refinancing in Simi Valley

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Simi Valley. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the purpose of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Simi Valley home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Simi Valley to learn more about refinancing today.

Selling or Buying a House in Simi Valley with Mr. Cooper

Getting ready to buy a home in Simi Valley, CA? Then you'll probably want to look into getting prequalified for a mortgage in Simi Valley and seek professional assistance for how to buy a home in Simi Valley. The real estate market in California is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Simi Valley and recommend you to our affiliate to locate a good real estate agent near you.* Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.

Selling a house in Simi Valley, CA? Mr. Cooper can help you there, too. We know the challenges that come with selling a home in Simi Valley, particularly if it's your first time doing it. As a seller, you'll receive extensive sales and marketing service at an exceptional value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Simi Valley to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Give us a call for more information about refinancing, home loans, and selling or buying a house in Simi Valley. We are here for you.

Simi Valley, CA Mr. Cooper Customer Reviews

Read real stories from real Mr. Cooper customers in Simi Valley, CA. Then contact us to see what we can do for you.

What’s Your Goal?

We're changing the face of home loans.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.