The Process of Buying a Home in Santa Clarita, CA

Busy? Have us call you back. Call Me Back

More Information

Exploring Santa Clarita, CA From North to South

Ready to lay down some roots and buy a house in Santa Clarita? Great idea! You've chosen a colorful city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers across the country and are familiar with the ins-and-outs of the Santa Clarita housing market.

Santa Clarita's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Ongoing support for local businesses and cultural growth have helped to entice entrepreneurs, retirees, and new graduates to the Santa Clarita area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Santa Clarita and its neighboring areas still offer a wide range of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When buying a house in Santa Clarita, consider how near or far away the home is from the places you visit most. If possible, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Santa Clarita will also help you get a feel for how homes in east Santa Clarita differ from west Santa Clarita, what the communities are like, and where to find Santa Clarita's coolest attractions.

You're ready to buy a house in Santa Clarita, but is your bank account? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Santa Clarita. We help experienced homeowners and first-time homeowners alike. Read through the following steps to help you determine if you're financially ready to buy a home in Santa Clarita.

Before anything else, calculate how much house you can afford. This will help you narrow your search when house hunting in Santa Clarita. Next, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Santa Clarita averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, consider how much you can contribute to a down payment. Placing a minimum of 20% down can increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

It's Go Time! Buy a House in Santa Clarita, CA

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Santa Clarita, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Santa Clarita. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Santa Clarita, CA

Take it from these Mr. Cooper home buyers and sellers in Santa Clarita, CA: We love helping homeowners. Call now to see how we can serve you.

Simplify the home buying or selling process in Santa Clarita with Mr. Cooper.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.