Contact Mr. Cooper in San Francisco, CA

Busy? Have us call you back. Call Me Back

More Information

Mr. Cooper Mortgages in San Francisco, CA

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in San Francisco can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in San Francisco, CA. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for San Francisco home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan might include favorable interest terms and various term lengths.

As a San Francisco home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in San Francisco today.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in San Francisco and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in San Francisco. Get Started

Mr. Cooper Mortgage Refinancing in San Francisco

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in San Francisco. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more time and money making your San Francisco home just the way you want it!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in San Francisco to learn more about refinancing today.

Selling or Buying a House in San Francisco with Mr. Cooper

Buying a house in San Francisco, CA? Then you may want to start by seeking professional guidance for how to buy a house in San Francisco and get prequalified for a mortgage in San Francisco. The real estate market in California is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in San Francisco and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.

Selling a house in San Francisco, CA? Turn to Mr. Cooper for help. We know the obstacles that come with selling a house in San Francisco, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get in-depth marketing and sales insight at an exceptional value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in San Francisco to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Call today for more information about home loans, refinancing, and buying or selling a home in San Francisco. We’ve got your back.

San Francisco, CA Mr. Cooper Customer Reviews

Read real stories from real Mr. Cooper customers in San Francisco, CA. Then contact us to see what we can do for you.

What’s Your Goal?

We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.