Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the Reedley, CA Home Loan That's Best for You

For all your Reedley home loan needs, call Mr. Cooper. We're your purchase and refinance partner in California.

Busy? Have us call you back. Call Me Back

More Information

Finding Your Fit, Finding Your Reedley Home Loan

A home isn't a one size fits all kind of thing. The same can be said for home loans in California. Finding the right fit for you may require some comparison shopping! Mr. Cooper can help! Our goal is to keep the dream of homeownership alive beginning with the mortgage loan process. We encourage you to continue reading for introductory details about picking your Reedley home loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

As you begin searching for home loans, double check your credit and try your best to improve your score. A not-so-great credit score may mean you'll have a higher interest rate on your mortgage loan. On the other hand, a strong credit score can help you negotiate your best rate with a potential lender. Your credit history, finances, and and the timeline you wish to make your move can all influence the type of loan that matches your needs. So, what options are out there for you?

Different Types of Home Loans in Reedley, CA

You may have options when it comes to Reedley home loans: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan may be the perfect option for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA and FHA loans are both classified as government loans. Credit and salary/wage requirements are often laid-back than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A professional loan officer can help you compare loans and plan your next steps, depending on your stage in the journey.

Start with a Preapproval Letter in Reedley, CA

Secure a Verified Approval Letter from the lender before you begin looking for houses in Reedley to demonstrate that you're a serious buyer. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also speed up seller’s you’re serious about the home they’re selling. Give us a call today to chat about everything from your potential loan options, credit score, and your Verified Approval letter. Now could be the perfect time for you to buy a house in Reedley. See how we can help you navigate your next home-buying experience!

Mr. Cooper Reviews for Reedley, CA

Read real stories from real Mr. Cooper home mortgage customers in Reedley, CA. Then contact us to see what we can do for you.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.