What to Know Before Buying a Home in Pleasanton, CA

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Get Familiar with the Lay of the Land in Pleasanton, CA

Strongly considering a home purchase in Pleasanton? Awesome! You picked a vibrant city with a great balance of parks, businesses, and educational opportunities, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers from coast to coast and know the Pleasanton housing market well.

Pleasanton is growing by the day, which means Pleasanton homes don't always come cheap. Ongoing cultural expansion and economic growth have helped to beckon entrepreneurs, retirees, and new graduates to the Pleasanton area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Despite this, Pleasanton and its nearby areas still offer a wide range of homes in price and amenities. You can find single-family homes, condos, townhomes, and (hopefully) your dream house! When looking to buy a house in Pleasanton, consider the home's location in relation to your everyday activities. If you can, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Pleasanton will also give you an idea of why homes in west Pleasanton are priced differently than homes in east Pleasanton, where to find Pleasanton's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Pleasanton, but is your bank account? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in California or somewhere else entirely. We work with new and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Pleasanton.

Before anything else, calculate how much house you can afford. This will help you narrow your search when house hunting in Pleasanton. Next, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Pleasanton averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Then, look at how much money you can put toward a down payment. Placing a minimum of 20% down can increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

It's Go Time! Buy a House in Pleasanton, CA

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving feels more rewarding when you get to live in a place like Pleasanton. Contact Mr. Cooper as you prepare to buy a house in Pleasanton. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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