Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

The Process of Buying a Home in Perris, CA

Perris is a growing market with a diverse inventory of housing. Before you move, consider this helpful information on buying a home in Perris, CA.

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Perris, CA

Ready to lay down some roots and buy a house in Perris? Awesome! You've chosen a vibrant city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Perris housing market.

Perris's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued cultural expansion and economic growth have helped to beckon young families, new businesses, and retirees to the Perris area, but so much change also means more traffic, more competition, and a need for more schools. That said, Perris and the surrounding areas still offer a variety of home types and prices. You can find single-family homes, condos, townhomes, and (hopefully) your dream home! When looking to buy a house in Perris, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Discovering different parts of Perris will help you see how the northern part differs from the southern part, what the communities are like, and where to find Perris's coolest attractions.

Are your finances in the right place to buy a home in Perris? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Perris. We support new and experienced homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Perris.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Perris. Next, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. Searching the web for Perris averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, look at how much money you can put toward a down payment. Placing a minimum of 20% down can boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Perris, CA

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Perris, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Perris.

Mr. Cooper Customer Reviews for Perris, CA

Take it from these Mr. Cooper home buyers and sellers in Perris, CA: We love helping homeowners. Call now to see how we can serve you.

Overall Rating

out of 5 stars ( customer reviews)

Simplify the home buying or selling process in Perris with Mr. Cooper.

Mr. Cooper works to save buyers and sellers money at every stage of their journey.