Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Apply for a Home Loan in Paso Robles, CA

Ready to move? Let's do it. Compare home loans in Paso Robles, CA with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Paso Robles, CA

Homes aren't one size fits all structures. Paso Robles home loans aren’t either. Securing the correct fit for your needs may require some comparison shopping! That’s where Mr. Cooper can help. Our aim is to keep the dream of homeownership alive starting with the mortgage loan process. We hope you'll keep reading for routine information about selecting a mortgage loan, but also reach out to Mr. Cooper professional with any mortgage questions you might have.

Check your credit before you start applying for loans and try your best to get it in tip-top shape. A low credit score might mean you end up with a higher interest rate on your home loan. On the flip side, a strong credit score can help you advocate for your best rate with a lender. Your credit score, financial situation, and the timeframe you'd like to make your move can all influence the loan type that aligns with your goals. So, what's out there to choose from?

Different Types of Home Loans in Paso Robles, CA

You may have options when it comes to Paso Robles home loans: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan may be the perfect option for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA and FHA loans fall into the government loan category. Income and credit requirements are usually a little more different than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. Which home loan is right for you? A professional loan officer can help you compare loans and plan your next steps, depending on your stage in the journey.

Get a Preapproval Letter Before You Shop in Paso Robles, CA

Talk to your lender about a Verified Approval Letter. Get one before you start shopping for homes in Paso Robles to indicate that you really do intend to buy. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. The letter can also carry more weight with the real estate agent and seller because they’re know you can afford the home. Contact a Mr. Cooper mortgage professional today to discuss everything from your Verified Approval letter to your credit and loan options. Now could be the perfect time for you to buy a house in Paso Robles. Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in Paso Robles, CA

Read real stories from real Mr. Cooper home mortgage customers in Paso Robles, CA. Then contact us to see what we can do for you.

We're here to support you on the path to home ownership.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.