Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Why Choose Mr. Cooper in Palm Desert, CA?

When you're buying a home in Palm Desert, contact Mr. Cooper in Palm Desert for help along the way. Mr. Cooper is your home loan and loan service ally.

Busy? Have us call you back. Call Me Back

More Information

Meet Mr. Cooper in Palm Desert, CA

Palm Desert, CA Mr. Cooper is the kind of California home loan company that prioritizes people, not stacks of paperwork. As our business has evolved over the years, our company name has, too. We adopted the name "Mr. Cooper" in August 2017. Before that, we went by the name Nationstar Mortgage in California. This move went beyond a basic name change. We overhauled our business to serve you better. First, we ended all online transaction fees. We also enhanced the customer journey and increased our services so you get quality support whether you are shopping, buying, or just enjoying the home you have. Then and now, you are our top priority.

Why Choose Mr. Cooper Mortgages in Palm Desert, CA?

Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Palm Desert can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Palm Desert — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Palm Desert, CA. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Palm Desert home buyers. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Palm Desert home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Palm Desert with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Palm Desert and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Palm Desert. Get Started

Mr. Cooper Mortgage Refinancing in Palm Desert, CA

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Palm Desert. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the goal of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Palm Desert home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Palm Desert to learn more about refinancing today.

Buying a House in Palm Desert with Mr. Cooper

Are you ready to buy a house in Palm Desert, CA? Then you'll probably want to look into getting prequalified for a mortgage in Palm Desert and seek professional assistance for how to buy a home in Palm Desert. California's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Next, we can help you prequalify for a mortgage in Palm Desert. Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.

Need Help? Contact Mr. Cooper Customer Service in Palm Desert, CA

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels, or put a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to transfer ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.