Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the Los Angeles, CA Home Loan That's Best for You

For all your Los Angeles home loan needs, call Mr. Cooper. We're your purchase and refinance partner in California.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Los Angeles, CA

Houses aren't one size fits all. Neither are home loans in Los Angeles. Securing the correct fit for your needs requires some loan-to-loan comparisons! That's where Mr. Cooper comes in. Our mission is to keep the dream of homeownership alive starting with the loan process. We hope you'll keep reading for general details about picking your Los Angeles home loan, but also reach out to Mr. Cooper professional with any mortgage questions you might have.

As you begin searching for home loans, double check your credit and work to get it in tip-top shape. A not-so-great credit score might mean you are presented with a higher interest rate on your loan. On the flip side, a higher credit rating can help you negotiate your best rate with a potential lender. Your credit strength, financial state, and the timeframe you'd like to make your move can all impact the loan type that aligns with your goals. So, what options are out there for you?

What Home Loan Options Do I Have in Los Angeles, CA?

There are several different types of home loans available to Los Angeles home buyers: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loan may be the perfect option for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

FHA and VA loans are both types of government loans. Credit and income requirements tend to have different than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A loan officer can help you understand your options and next steps, depending on your stage in the journey.

Get a Preapproval Letter Before You Shop in Los Angeles, CA

Get a Verified Approval Letter from your lender before you start going to Open Houses in Los Angeles to show that you're a serious buyer. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. It can also show with the real estate agent and seller because they’re know you can afford the home. Call the mortgage team at Mr. Cooper today to discuss everything from your potential loan options, credit score, and your Verified Approval letter. It could be the perfect season for you to buy a new house in Los Angeles. See how we can help you navigate your next home-buying experience!

Los Angeles, CA Mr. Cooper Reviews

Take it from these happy Mr. Cooper mortgage customers in Los Angeles, CA: We love helping homeowners. Call now to see how we can serve you.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.