Contact Mr. Cooper in Larkspur, CA

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Why Choose Mr. Cooper Mortgages in Larkspur, CA?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Larkspur — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Larkspur, CA. Mr. Cooper can explain how everything applies to your situation. Just give us a call. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for Larkspur home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. A couple of key benefits of a conventional loan may include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Larkspur home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Larkspur.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Larkspur as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Larkspur. Get Started

Mr. Cooper Mortgage Refinancing in Larkspur

Mr. Cooper offers mortgage refinancing in Larkspur in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the purpose of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Larkspur house!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Larkspur to learn more about refinancing today.

Buying or Selling a Home in Larkspur with Mr. Cooper

Getting ready to buy a home in Larkspur, CA? Then you may want to start by seeking professional guidance for how to buy a house in Larkspur and get prequalified for a mortgage in Larkspur. California's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in Larkspur and recommend you to our affiliate to locate a good real estate agent near you.* Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Larkspur, CA? Mr. Cooper has your back there, too. We know the challenges that come with selling a home in Larkspur, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get comprehensive marketing and sales service at a good value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our Larkspur Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Contact us to learn more about applying for a home loan, refinancing an existing loan, or buying or selling a home in Larkspur. We're your ally.

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