Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare Imperial, CA Home Loans

Ready to move? Let's do it. Compare home loans in Imperial, CA with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in Imperial, CA That's Best for You

Houses aren't one size fits all. Imperial home loans aren’t either. Getting the best fit for you requires some loan-to-loan comparisons! That's where Mr. Cooper comes in. Our aim is to keep the dream of homeownership alive beginning with the mortgage loan process. We hope you'll keep reading for introductory information about selecting a mortgage loan, but also reach out to Mr. Cooper mortgage expert with questions about your situation.

As you start looking for loans, check your credit and try your best to improve your score. A not-so-great credit score might mean you'll have a higher interest rate on your mortgage loan. On the other hand, a high credit score can help you advocate for your best rate with a lender. Your credit history, finances, and and the timeline you're looking to move can all affect the loan type that aligns with your goals. So, what loans can you pick from?

What Home Loan Options Do I Have in Imperial, CA?

Imperial home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan may be the perfect option for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

FHA and VA loans are both classified as government loans. Income and credit requirements are usually a little more different criteria than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A trained loan officer can help you compare loans and plan your next steps, depending on your stage in the journey.

Get a Preapproval Letter Before You Shop in Imperial, CA

Get a Verified Approval Letter from your lender before you start going to Open Houses in Imperial to demonstrate that you're serious about buying a home. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. It can also speed up with the real estate agent and seller because they know you can afford the home. Call the mortgage team at Mr. Cooper today to chat about everything from your credit, possible loan options and your Verified Approval letter. Now is a great time for buying a home in Imperial. What are you waiting for? See how we can help you navigate your next home-buying experience!

Mr. Cooper Reviews for Imperial, CA

Read reviews from actual Mr. Cooper home mortgage customers in Imperial, CA.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.