The Process of Buying a Home in Hawthorne, CA

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Understanding the Hawthorne, CA Housing Landscape

Strongly considering a home purchase in Hawthorne? Awesome! You selected a vibrant city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers across the country and have the inside scoop on Hawthorne's housing scene.

Hawthorne is growing by the day, which means Hawthorne homes don't always come cheap. Ongoing economic growth and cultural expansion have helped to attract young families, new businesses, and retirees to the Hawthorne area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Hawthorne and its neighboring areas still offer an array of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (hopefully) your dream home! When buying a house in Hawthorne, consider the home's location in relation to your everyday activities. If possible, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Hawthorne will also give you an idea of why homes in west Hawthorne are priced differently than homes in east Hawthorne, what the communities are like, and where to find Hawthorne's coolest attractions.

Are you financially prepared to buy a house in Hawthorne? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Hawthorne. We support experienced homeowners and first-time homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Hawthorne.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Hawthorne. After that, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for Hawthorne averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, figure out what a realistic down payment would be for you. Putting at least 20% down will boost your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

Move Up and Out: Buying Your Dream House in Hawthorne, CA

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving feels more rewarding when you get to live in a place like Hawthorne. Contact Mr. Cooper as you look to buy a home in Hawthorne. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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