Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare Garden Grove, CA Home Loans

Ready to buy a house in Garden Grove but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in Garden Grove, CA That's Best for You

A home isn't a one size fits all kind of thing. Garden Grove home loans aren’t either. Getting the best fit for you requires some loan-to-loan comparisons! That's where Mr. Cooper comes in. Our goal is to transform the homeownership journey into an enjoyable one, starting with the loan process. We encourage you to read on for basic details about picking your Garden Grove home loan, but also contact a Mr. Cooper mortgage professional for any questions you may have.

As you begin searching for home loans, double check your credit and try your best to improve your score. A low credit score could mean you'll have a higher interest rate on your mortgage loan. On the flip side, a strong credit score can help you secure a better rate with your potential lender. Your credit strength, financial situation, and the timeframe you wish to make your move can all be a factor in the type of home loan that fits your needs. So, what's out there to choose from?

Different Types of Home Loans in Garden Grove, CA

There are several different types of home loans available to Garden Grove home buyers: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loans might be a good choice for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

VA and FHA loans are both classified as government loans. Income and credit requirements tend to have different criteria than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A trained loan officer can help you get to know your options and what comes next, depending on your position in the process.

Start with a Preapproval Letter in Garden Grove, CA

Secure a Verified Approval Letter from the lender before you start going to Open Houses in Garden Grove to indicate that you're a serious buyer. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. The letter can also carry more weight to sellers you can afford the home they’re selling. Call the mortgage team at Mr. Cooper now to talk about all things loan-related! We'll walk through everything from your credit, possible loan options and your Verified Approval letter. Now is a great time for buying a home in Garden Grove. What are you waiting for? Get started with the help you need!

Mr. Cooper Reviews for Garden Grove, CA

Read real stories from real Mr. Cooper home mortgage customers in Garden Grove, CA. Then contact us to see what we can do for you.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.