Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

The Process of Buying a Home in Fountain Valley, CA

Buying a house in Fountain Valley is easy when you ally with people who want to help. Learn about buying a home in Fountain Valley and how Mr. Cooper can pave the way for you.

Busy? Have us call you back. Call Me Back

More Information

Understanding the Fountain Valley, CA Housing Landscape

Ready to lay down some roots and buy a house in Fountain Valley? Congratulations! You selected a vibrant city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers nationwide and are familiar with the ins-and-outs of the Fountain Valley housing market.

Fountain Valley is growing by the day, which means Fountain Valley homes don't always come cheap. Ongoing cultural expansion and economic growth have helped to entice young families, new businesses, and retirees to the Fountain Valley area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Fountain Valley and the surrounding areas still offer a wide range of home types and prices. You can find single-family homes, condos, townhomes, and (hopefully) your dream house! When buying a house in Fountain Valley, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Exploring Fountain Valley will also help you get a feel for how homes in east Fountain Valley differ from west Fountain Valley, what the communities are like, and where to find Fountain Valley's coolest attractions.

Are your finances in the right place to buy a home in Fountain Valley? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Fountain Valley. We work with experienced homeowners and first-time homeowners alike. Walk through the following steps to help you figure out if your finances are in the right place to buy a house in Fountain Valley.

First, estimate how much house you can afford. This will help determine the price range for your Fountain Valley house hunt. Next, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. Searching the web for Fountain Valley averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Then, look at how much money you can put toward a down payment. A down payment of at least 20% can help increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

Make Your Move: Buy a Home in Fountain Valley, CA

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Fountain Valley. Contact Mr. Cooper as you get ready to buy a house in Fountain Valley.

Fountain Valley, CA Mr. Cooper Customer Reviews

Take it from these Mr. Cooper home buyers and sellers in Fountain Valley, CA: We love helping homeowners. Call now to see how we can serve you.

Overall Rating

out of 5 stars ( customer reviews)

Make buying or selling a Fountain Valley home easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey.